Must see! Next year, these four important new policies will affect the purchase of cars!

A half of the time has passed in November and it will be at the end of the year. Next year, our country will have to introduce a series of new automobile policies. These policies are both good and bad, but they are closely related to the purchase of cars. Let's have a look!

Small-displacement purchase tax no longer offers

The purchase tax for passenger cars starting next January will return to 10%. Less than the 1.6L displacement of the car to enjoy less than 25% discount! So, if you want to buy a small-displacement car, you must seize the time!

example

Civic 220T Revealed Edition, priced at 169,900 yuan, displacement is 1.5T

This year's purchase tax: 169900 ÷ 11.7 × 0.75 ≈ 10891

That is, this year you want to buy this Civic purchase tax to spend 10891 yuan.

Next year purchase tax: 169900 ÷ 11.7 ≈ 14521

The purchase tax for this car next year will cost 14,521 yuan.

14521-10891=3630

In the same car, next year's purchase tax will cost 3,630 yuan more.

Lower down payment for buying a car

Next year, we can start paying less for car purchases! New energy car down payment 15% can be it!

Some time ago, the People's Bank of China and the China Banking Regulatory Commission jointly issued the "Circular on Adjusting Auto Loan Policies." From January 1, 2018, the proportion of traditionally motivated auto loans remained unchanged at 80%, but the loan regulations for new energy vehicles increased. The maximum loan ratio is 85%. The proportion of loans for used cars has also increased from 50% to 70%.

Buy new energy vehicle subsidies to reduce

Now, a big advantage for us to buy domestically-made new energy vehicles is that there are a lot of state subsidies and factory subsidies, equivalent to tens of thousands of discounts. Let's take the Qin EV300, which is priced at 255,900 yuan. In Beijing, we can enjoy state subsidies and local government subsidies totaling 66,000 yuan.

However, according to informed sources, the national new energy subsidies in 2018 will be reduced by 20%, that is, to buy the Qin EV300 will not enjoy the subsidy of 66,000 yuan. Moreover, this subsidy will be decremented by 20% each year until the subsidy is cancelled in 2020.

Beijing New Energy Vehicle Subsidy Standard

Want to buy a partner of a new energy car to see if you want to sell it at the end of the year? Fortunately, however, new energy vehicles do not have to pay tax.

The gradual use of electronic license plates

Starting from 2018, our country will gradually implement the electronic license plate, starting from Beijing, Tianjin, Chongqing and Hebei. Electronic license plates may also be related to the future "congestion fees".

If you do not use the electronic license plate correctly, you will face a fine of 500 yuan!

These policies are good or bad for us. Our national policies have changed, and the sales prices of cars have also changed. However, if we change ourselves, we will not be able to say anything.

So if you want to buy a small partner with a displacement of 1.6L or less, you need to pay close attention to the time. You can wait for the next year to be more nervous, because next year you can make more money and pay less!